Winstone Wealth Partners

Wealth Management in Houston, TX

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Introductory Call

We make sure we’re a good fit for you.

Think of this introductory call as a get-to-know-you conversation between you and the Winstone team. It's an opportunity for both of us to explore whether we’re a good match to work together.

We will ask questions to learn about your financial goals and concerns which will help lay the groundwork for our advisors to tailor our expertise to your specific needs. We will share insights into our holistic approach and discuss how our tailored strategies can support your vision for the future.

Ultimately, this call is the first step in empowering you to make an informed decision about whether partnering with Winstone is the right next step for you in your financial life – and we hope it will be.

Discovery Meeting

We get to know you better.

You are more than just a number to us; we are genuinely interested in getting to know you on a more personal level so that we continue to tailor our recommendations for you throughout our partnership together. Not only will that help us develop a more tailored strategy for you, but getting to know the clients whom we hope to serve for decades to come makes our job more meaningful and fun, too.

With that in mind, we spend this 60-minute Discovery Meeting learning more about you, your values and your goals through an interactive Mind Map exercise.

Mind Mapping a visual technique that helps us explore and organize your entire life, encompassing both financial and non-financial aspects, in a way that is easy to understand. This collaborative process fosters open communication, ensuring that both you and our team are on the same page regarding your lifestyle, goals, interests, values, important relationships, and financial aspirations.

Of course, this is also an in-depth opportunity for you to decide if we’re the right match for you. We’ll be happy to share more about our proprietary financial planning strategies and investment tactics and explain how they would apply to your unique financial situation.

Whether or not you decide to continue on with us, you will walk away from this Discovery Session with your own custom Mind Map that can help you see how various elements of your entire life – such as investments, savings, insurance, retirement planning, lifestyle goals and personal values – are interconnected in a clear and concise manner.

Information Gathering

We’ll work together to gather key information.

Next, we will start putting together your Financial Plan. Equipped with a deeper understanding of who you are, what’s important to you and your financial situation, we’ll begin to gather the documents and information we need to review in order to develop your comprehensive Financial Plan.

This is pretty much the only time we’ll ask you to do any heavy-lifting – we promise!

We will provide you with clear, easy-to-follow instructions to help us gather the information we need to get to work on your Plan. And you will have a dedicated Relationship Manager and Client Concierge to help support you as much or as little as you would like as you collect the information we request.

Financial Plan & Investment Meeting

We’ll present our financial assessment and recommendations to you.

The next step for us will be to sit down for your Financial Plan & Investment Meeting. During this 60-minute meeting, our primary objective is to ensure that your financial goals and dreams have not only been understood, but also translated into a comprehensive financial plan tailored to you. Lauren Smith, our CERTIFIED FINANCIAL PLANNER® professional and Managing Partner here at Winstone Wealth Partners will oversee the intricacies of your personalized Financial Plan, clarifying any questions you may have along the way.

This meeting also serves as the right time for us to delve into our Investment Philosophy so we can share the principles and strategies that underpin our recommendations for your portfolio. We believe in fostering a transparent and collaborative environment, empowering you to make informed decisions about your financial future. Our aim is not just to offer guidance but to instill confidence in the path we chart together, ensuring that your investments align seamlessly with your overarching objectives.

Through this meeting, we aspire to not only provide clarity and direction but also cultivate a lasting partnership built on trust and shared success.

Mutual Commitment

We’ll decide how to move forward.

Following our comprehensive get-to-know-you and planning stages, the next step in our process is Mutual Commitment. This phase marks the moment when we eagerly await your decision to embark on this journey with us. For many clients, it happens during the Financial Plan & Investment Meeting. Although for some, they prefer to deliberate more. Either way is perfectly fine with us. We remain readily available to address any lingering concerns or queries you may have, ensuring that you feel fully informed and confident in your decision.

This decision symbolizes the beginning of a collaborative journey towards achieving your financial objectives. If you choose to move forward, we're excited to combine our expertise with your aspirations, crafting a financial roadmap you can feel confident in.

Implementation Meeting(s)

We’ll present a more advanced financial plan and tailored investment strategies.

Once we've received your commitment to proceed, the focus shifts from listening and planning to action during our Implementation Meetings. This is when we really roll up our sleeves and begin the process of turning plans into reality. Whether it's one meeting or a series of meetings, our objective remains constant: to fine-tune your Financial Plan and deliver a robust Investment Strategy that aligns seamlessly with your goals.

During these meetings, we'll delve into the intricate details of your Financial Plan, refining it further to reflect any changes or insights that have emerged since our initial discussions. Our aim is to ensure that every aspect of your plan is meticulously crafted to suit your unique circumstances and aspirations.

Moreover, this is where we share your customized Investment Plan and strategy, meticulously designed to optimize your portfolio's performance while aligning with your risk tolerance and investment preferences. We'll walk you through our recommendations, explaining the rationale behind each decision and addressing any questions or concerns you may have along the way.

Monitoring & Regular Check Ins

We’ll monitor your progress.

Financial planning isn’t a one-time event; it’s a continuous journey. And we’re in this for the long haul.

Your financial advisors will regularly review your strategy to ensure we are still on track to achieve your goals. If there have been changes in your life or within the market that we need to respond to, we will give you a call or schedule a meeting to discuss our recommendations.

We’ll also schedule regular check-in calls or meetings and give you a call from time to time to see what’s going on in your life. And of course, we will always keep you up to date on happenings within the market and our office with our timely resources like our blogs, newsletters and videos. We are also happy to share our network of trusted professionals like estate planners, attorneys, CPAs, insurance professionals – and even a car buying concierge! – to support you in other aspects of your life.

The goal is that throughout our client’s experience, they truly begin to feel like members of the Winstone family so that we’re able to provide solutions beyond just dollars and cents.

Financial & Retirement Planning

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Financial & Retirement Planning

You’ve worked hard to generate your wealth and establish your family’s financial well-being.

Now it’s time to ensure you have a comprehensive plan in place to enjoy your life to the fullest–
and set your family up for success in the future.

Let us help you develop a comprehensive Financial Plan.

A financial planning approach where every move counts.

We don’t believe in a one-size-fits-all approach to financial planning. Instead, we see it as a complex puzzle, unique to each client – kind of like a Rubik’s Cube.

We know that every move we make, no matter how small it may seem at the time, can have a big impact on your financial future.

That’s why we are strategic, patient and creative in how we approach your family’s finances.

Focused on building legacies, not just portfolios.

We want to help you build a legacy you can be proud of.

From diligent investment management to strategic tax planning and retirement income optimization, our team is committed to providing honest, straightforward guidance tailored to your needs.

Whether you want a plan to preserve and grow your wealth for future generations or are envisioning how you’ll spend your golden years in retirement, we’re here to offer strategies and advice you can trust.

Here are some of the areas we focus on as we approach developing your financial & retirement plan:

Our Services

Relationship Management

We collaborate with your other professional advisors, such as your CPA or estate attorney, to organize all the components of your plan into one cohesive wealth solution. As your team, we coordinate with your other trusted advisors to get a detailed look at every aspect of your life to ensure a holistic approach to serving you. Upon building a deep understanding of our clients’ most important goals and concerns, we also look to our own extensive network of legal, insurance and tax professionals to help us carry out a comprehensive wealth solution for you and your family.

Cash & Lending Solutions*

From capital access and cash management consulting to credit card services and cash sweep accounts, we provide comprehensive support for optimizing liquidity. Additionally, we can offer securities-based lines of credit, structured lending options and mortgage financing, alongside specialized solutions for leveraging assets such as life insurance policies, aircraft, fine art, collectibles and small businesses. Our expertise extends to margin lending, interest rate hedging and strategies for managing concentrated and restricted positions, empowering you to achieve your financial goals with confidence.

*Banking and lending solutions are offered through Raymond James Bank, member FDIC, an affiliate of Raymond James & Associates, Inc., and Raymond James Financial Services, Inc. Raymond James Financial Services and Raymond James Financial Advisors do not solicit or offer mortgage products and are unable to accept any mortgage loan application or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your residential mortgage lending needs. Insurance offered through the Raymond James Insurance Group, an affiliate of Raymond James & Associates, Inc. and Raymond James Financial Services, Inc.

Asset Management

We recognize the importance of preserving capital and generating income to meet your current financial needs while also positioning your portfolio for long-term growth and prosperity – particularly when you’re planning for retirement. Our investment philosophy, which uses principles of asset allocation and modern portfolio theory coupled with tactical adjustments, guides us in designing customized portfolios that combine vehicles such as stocks, bonds, mutual funds, exchange-traded funds, closed-end funds and alternative investments. This blend of assets is tailored to your individual goals, risk tolerance, risk capacity, time frame and investment objectives. Learn more about our Investment Management services.

Risk Management

Life can be unpredictable, but with our risk management services, we can ensure you’re equipped to handle whatever comes your way. Whether it’s working with insurance carriers to protect against accidents, illnesses and disability or implementing equity strategies to mitigate market volatility and protect your assets, we’ll work hard to protect your financial future and provide you with confidence amidst life’s uncertainties.

Learn more about our Risk Management services.

These policies have exclusions and/or limitations. The cost and availability of Long Term Care insurance depend on factors such as age, health, and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Long Term Care insurance. Guarantees are based on the claims paying ability of the insurance company. Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Tax & Estate Planning

While taxes and estate planning can be daunting, our team considers tax strategy from day one. Much of the work we do with our clients transcends the scope of just investment management. Our advanced planning capabilities allow us to provide meaningful solutions in the areas of wealth accumulation, wealth transfer, wealth preservation and charitable gifting. Coupled with comprehensive asset management solutions, we push our clients along a path to preserve wealth for themselves and future generations. Learn more about our Tax Strategies and Estate Planning services.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Retirement Planning

Retirement is about more than reaching a certain age – it’s about living the life you want and cultivating a financial landscape that allows you to enjoy that life. Our retirement planning services are designed to help you navigate the complexities of retirement planning, such as optimizing Social Security benefits, planning for your retirement income and managing retirement account distributions.

Financial Planning

Our thorough analysis of each client’s resources, circumstances, needs and goals is the basis for a customized financial plan. Your plan will address your most important goals and concerns, whether that includes planning for your dream retirement, providing for a child’s education, building your legacy through a carefully designed estate plan, maximizing tax advantages or leaving a legacy through planned charitable giving. Our financial plans are overseen by our Managing Partner, Lauren Smith, who is a CERTIFIED FINANCIAL PLANNER® professional.

Corporate & Executive Services

Our team is well-versed in providing consulting services to successful corporate executives on a variety of issues that are unique to their situations. Our vast experience allows us to analyze executive benefit programs and deliver straightforward advice for clients entertaining a mid-career transition. Our Benefit Equalization Analysis provides meaningful direction for those contemplating a corporate leave for another employment opportunity or self-employed consultancy. Learn more about how we work with Corporate Executives.

Whether you want a plan to preserve and grow your wealth for future generations or are envisioning how you’ll spend your golden years in retirement, we’re here to offer strategies and advice you can trust.

Isn’t it time you had a financial
partner who puts you first?

You deserve a dedicated team who brings clarity, care, and strategy to every aspect of your financial life.

Schedule My Consultation